Home Buyers

Purchasing a Home is fairly straight forward and simple. So how does it work?

Most Realtors would advise getting a mortgage pre-approval so the client understands how much they can budget for their home purchase. Also it is important to discuss with your realtor the type of home or condo you’re interested. Once the right home is found for the client a purchase of agreement can be filled out be the real estate agent and an offer can be brought forward to the sellers of the home. It is important to understand that some clients may have certain conditions within the purchase and agreement for the client’s needs or wants. (ex. home inspection and financing) Once the offer is accepted than a mortgage commitment should be given o the client from the mortgage lender. The next step once the offer is accepted and the mortgage is satisfactory to the client the rest of the condition s must be fulfilled and a lawyer must be contacted by the client. The Last step would be to bring the down payment on closing to your lawyer and pick up your keys.



Purchasing a home is a wise judgment, because property is a good and more secure way to surplus your investments. It is rarely found that clients lose money on real estate; lately the real estate market has been strong and se cure. Also through the purchase of your home it can also be used as writing off certain taxes following the end of the year especially if you decide to rent the home. Some clients tend to use their home as equity and securing a financial line of credit through their financial institution. This allows clients to have more flexibility when making large purchases. Real estate purchases are wises decisions.

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